Administrative Code

Creating a Report: Check the sections you'd like to appear in the report, then use the "Create Report" button at the bottom of the page to generate your report. Once the report is generated you'll then have the option to download it as a pdf, print or email the report.

Virginia Administrative Code
Title 16. Labor And Employment
Agency 15. Department of Labor And Industry
Chapter 21. Maximum Garnishment Amounts
4/20/2024

16VAC15-21-20. Maximum garnishment amounts to satisfy an ordinary debt.

A. No more than 25% of disposable earnings in any pay period may be garnished to satisfy an ordinary debt.

B. A garnishment for an ordinary debt may not reduce disposable earnings for a week to an amount less than the F.M.W.R. times 40; may not reduce disposable biweekly earnings to an amount less than the F.M.W.R. times 40 times 2; may not reduce disposable semimonthly earnings to an amount less than the F.M.W.R. times 40 times 2.16665; may not reduce disposable monthly earnings to an amount less than the F.M.W.R. times 40 times 4.33330; and may not reduce disposable earnings for a period of more than a month to an amount less than the F.M.W.R. times 40 times the number of weeks worked. The number of weeks worked shall be calculated by dividing the total number of days in the period worked by 7, calculated to 4 decimal places.

Statutory Authority

§ 34-29 of the Code of Virginia.

Historical Notes

Derived from Virginia Register Volume 15, Issue 17, eff. June 15, 1999; amended, Virginia Register Volume 22, Issue 4, eff. December 1, 2005.

Website addresses provided in the Virginia Administrative Code to documents incorporated by reference are for the reader's convenience only, may not necessarily be active or current, and should not be relied upon. To ensure the information incorporated by reference is accurate, the reader is encouraged to use the source document described in the regulation.

As a service to the public, the Virginia Administrative Code is provided online by the Virginia General Assembly. We are unable to answer legal questions or respond to requests for legal advice, including application of law to specific fact. To understand and protect your legal rights, you should consult an attorney.