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Code of Virginia
Title 38.2. Insurance
8/18/2026

Title 38.2. Insurance (2026 Updates)

  • Chapter 1. General Provisions
    • Article 2. Insurance Classified and Defined
    § 38.2-106
    Annuities
    § 38.2-107.2
    Private family leave insurance
    § 38.2-107.3
    Paid family and medical leave insurance
    • Article 3. Classes of Insurance Companies May Write; Reinsurance
    § 38.2-135
    Classes of insurance companies may be licensed to write
  • Chapter 3. Provisions Relating to Insurance Policies and Contracts
    § 38.2-316
    Policy forms to be filed with Commission; notice of approval or disapproval; exceptions
  • Chapter 4. Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers
    § 38.2-401
    Fire Programs Fund
  • Chapter 5. Unfair Trade Practices
    § 38.2-508
    Unfair discrimination
    § 38.2-510
    Unfair claim settlement practices
  • Chapter 21. Fire Insurance Policies
    § 38.2-2114
    (Effective until January 1, 2027) Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
    § 38.2-2114
    (Effective January 1, 2027) Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
  • Chapter 22. Liability Insurance Policies
    § 38.2-2206
    Uninsured motorist insurance coverage
    § 38.2-2235
    Unauthorized addition of insured drivers prohibited
  • Chapter 32. Standard Nonforfeiture Provisions for Life Insurance
    § 38.2-3219
    Applicability
  • Chapter 34. Provisions Relating to Accident and Sickness Insurance
    • Article 1. General Provisions
    § 38.2-3407.5:1
    Coverage for contraceptives
    § 38.2-3407.5:2
    Reimbursements for dispensing hormonal contraceptives
    § 38.2-3407.5:3
    Coverage for early refills of prescription eye drops
    § 38.2-3407.15
    (Effective until January 1, 2027) Ethics and fairness in carrier business practices
    § 38.2-3407.15
    (Effective January 1, 2027) Ethics and fairness in carrier business practices
    § 38.2-3407.15:2
    (Effective until January 1, 2027) Carrier contracts; required provisions regarding prior authorization
    § 38.2-3407.15:2
    (Effective January 1, 2027) Carrier contracts; required provisions regarding prior authorization for drug benefits
    § 38.2-3407.15:5
    Limit on cost-sharing payments for prescription insulin drugs
    § 38.2-3407.15:8
    (Effective January 1, 2027) Carrier contracts; required provisions regarding prior authorization for health care services
    § 38.2-3407.15:9
    Limit on cost-sharing payments for prescription drugs under certain plans
    § 38.2-3407.18:1
    Requirements for certain opioid antagonists
    § 38.2-3407.20
    Cost-sharing requirements; application of prohibition; calculation of enrollee's contribution
    § 38.2-3407.23
    Prohibited restrictions on in-network referrals
    • Article 2. Mandated Benefits
    § 38.2-3412.1
    (Effective until July 1, 2027) Coverage for mental health and substance use disorders
    § 38.2-3412.1
    (Effective July 1, 2027) Coverage for mental health and substance use disorders
    § 38.2-3414.1
    Obstetrical benefits; coverage for maternal mental health postpartum services
    § 38.2-3418.7
    Coverage for prostate cancer screening
    § 38.2-3418.10
    Coverage for diabetes
    § 38.2-3418.21
    (For contingent effective date, see Acts 2026, c. 1048, cl. 2) Coverage for hearing aids and related services
    § 38.2-3418.22
    (For contingent effective date, see Acts 2026, c. 1048, cl. 2) Coverage for pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome
    § 38.2-3418.23
    Coverage for treatment of menopause and perimenopause
    § 38.2-3419.1
    Repealed
    § 38.2-3419.2
    Inventory of mandated benefits and providers
    • Article 5. Group Market Reforms and Individual Coverage Offered to Employees of Small Employers
    § 38.2-3431
    Application of article; definitions
    • Article 6. Federal Market Reforms
    § 38.2-3445.02
    Arbitration
    § 38.2-3445.2
    Repealed
    § 38.2-3447
    Restrictions relating to premium rates
    • Article 8. Health Care Shared Savings
    § 38.2-3462
    Comparable Health Care Service Incentive Program
    • Article 9. Pharmacy Benefits Managers
    § 38.2-3467
    (Effective until July 1, 2027) Prohibited conduct by carriers and pharmacy benefits managers
    § 38.2-3467
    (Effective July 1, 2027) Prohibited conduct by carriers and pharmacy benefits managers
    § 38.2-3470
    (Effective July 1, 2027) Scope of article
    § 38.2-3470
    (Effective until July 1, 2027) Scope of article
  • Chapter 35.1. Health Carrier Internal Appeal Process and External Review
    § 38.2-3559
    Notice of right to external review
  • Chapter 36. Medicare Supplement Policies
    § 38.2-3608
    Regulations establishing minimum standards
  • Chapter 42. Health Services Plans
    • Article 1. In General
    § 38.2-4214
    Application of certain provisions of law
  • Chapter 43. Health Maintenance Organizations
    § 38.2-4319
    Statutory construction and relationship to other laws
  • Chapter 49. Continuing Care Providers and Community-Based Continuing Care Providers
    • Article 1. Registration of Continuing Care Providers
    § 38.2-4910
    Right of organization
  • Chapter 50. Virginia Birth-Related Neurological Injury Compensation Act
    § 38.2-5002
    Virginia Birth-Related Neurological Injury Compensation Program; exclusive remedy; exception
    § 38.2-5002.1
    Representation by Office of Attorney General; applicability of Public Procurement Act, Freedom of Information Act, and Administrative Process Act
    § 38.2-5004
    Filing of claims; review by Board of Medicine; review by Department of Health; filing of responses; medical records
    § 38.2-5005
    Tolling of statute of limitations
    § 38.2-5006
    Hearing; parties
    § 38.2-5007
    Discovery
    § 38.2-5008
    Determination of claims; presumption; finding of Virginia Workers' Compensation Commission binding on participants; medical advisory panel
    § 38.2-5009
    Commission awards for birth-related neurological injuries; notice of award
    § 38.2-5009.1
    Infants dying shortly after birth
    § 38.2-5015
    Birth-Related Neurological Injury Compensation Fund; assets of the Fund; audit
    § 38.2-5016
    Board of directors; appointment; vacancies; term; list of Program claimants
    § 38.2-5017
    Plan of operation
    § 38.2-5020
    Assessments
  • Chapter 59. Office of the Managed Care Ombudsman
    § 38.2-5904
    Office of the Managed Care Ombudsman established; responsibilities
  • Chapter 66. Commonwealth Health Reinsurance Program
    § 38.2-6604
    Commonwealth Health Reinsurance Program Special Fund