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Virginia Law

Code of Virginia

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Code of Virginia
Title 38.2. Insurance
Chapter 3. Provisions Relating to Insurance Policies and Contracts
11/21/2024

§ 38.2-314. Limitation of action and proof of loss.

No provision in any insurance policy shall be valid if it limits the time within which an action may be brought to less than one year after the loss occurs or the cause of action accrues.

If an insurance policy requires a proof of loss, damage or liability to be filed within a specified time, all time consumed in an effort to adjust the claim shall not be considered part of such time.

Code 1950, § 38-9; 1952, c. 317, § 38.1-341; 1986, c. 562.

The chapters of the acts of assembly referenced in the historical citation at the end of this section may not constitute a comprehensive list of such chapters and may exclude chapters whose provisions have expired.