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Virginia Administrative Code
Title 14. Insurance
Title 14. Insurance
Agency 5. State Corporation Commission, Bureau of Insurance
11/23/2024

Chapter 200.
Rules Governing Long-Term Care Insurance
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Section 10
Purpose
Section 20
(Repealed)
Section 30
Applicability and scope
Section 40
Definitions
Section 50
Policy definitions
Section 60
Policy practices and provisions
Section 65
Unintentional lapse
Section 70
Required disclosure provisions
Section 75
Required disclosure of rating practices to consumer
Section 77
Initial filing requirements
Section 80
Prohibition of post-claims underwriting
Section 90
Minimum standards for home health and community care benefits in long-term care insurance policies
Section 100
Requirement to offer inflation protection
Section 110
Requirements for application forms and replacement coverage
Section 120
Reporting requirements
Section 125
Annual rate reports
Section 130
Discretionary powers of commission
Section 140
Reserve standards
Section 150
Premium rate increases for policies issued before October 1, 2003
Section 153
Premium rate increases for policies issued on or after October 1, 2003, but prior to September 1, 2015
Section 154
Premium rate increases for policies issued after September 1, 2015
Section 155
Filing requirement
Section 160
Filing requirements for advertising
Section 170
Standards for marketing
Section 175
Suitability
Section 180
[Repealed]
Section 181
Availability of new services or providers
Section 183
Right to reduce coverage and lower premiums
Section 185
Nonforfeiture benefit requirement
Section 187
Standards for benefit triggers
Section 190
Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Section 195
Rate increase hearings
Section 200
Standard format outline of coverage
Section 201
Requirement to deliver shopper's guide
Section 205
State Long-Term Care Insurance Partnership Program
Section 210
Severability
FORMS
FORMS (14VAC5-200)

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